The CFPB is an equal opportunity enforcement operation. They do not care how small or large you are as evidenced by Borders & Borders (three person law firm in Kentucky) or Wells Fargo. The CFPB has only publicly announced title agents thus far such as Stonebridge Title in New Jersey, TitleSouth in Alabama, and Borders & Borders in Kentucky. They have not yet announced any enforcement actions involving title insurers but I am sure at least one title insurer will find itself in a CFPB enforcement action.
Note: This transcript has been edited from the March 2015 RESPA Section 8 webinar for clarity and completeness.
Answered By: Marx Sterbcow