“Real estate agents, title companies, lenders, appraisers, settlement agents and mortgage industry all:
Thank you for coming. It has been a great pleasure to serve you for many, many years. I have done my very best to provide efficiency and security to the industry. I have few regrets, and those I do have, I tried my utmost to learn from.
As America’s first President, George Washington, once said, “Gentlemen, you will permit me to put on my spectacles, for I have not only grown gray, but almost blind in the service of my country.”
I do not wear spectacles, but the precedence still holds true: I have grown old in your service. The time has come for me to retire.
Point One: The Sun Has Risen On Mobile
This realization came to me, not as a sudden epiphany but as a slow accumulation of observations. I am unable to provide services in the secure, efficient manner necessary in today’s fast-paced world. The sun rises and sets on us all, and the sun has set for me and risen on the next generation. Part of being a good employee is knowing when it is time to pass the torch and empower those who will be running things in the future.
I speak, of course, of the various mobile devices with the cloud, automation and digital payment technology that leave my old circuits in the dust. There have been many times where the various individuals in the mortgage industry have been frustrated with the inefficiency of my outdated system.
Point Two: Storing Mortgage Data In One Place
I have realized that financial institutions will save money and time by not faxing the various official documents necessary for the mortgage process. Instead, they will house them in a secure online vault. In this vault, the appropriate transparency can take place among all parties utilizing automated alerts and an audit trail so you can see who saw what when.
Point Three: I Want to Retire
I do not regret recognizing this. My dreams of late have changed from that of busy, white walled offices with angry managers to quiet, restful days in the attic with my wife, FX3000.
Truly, it has been a privilege. In the future, all I ask is that you remember that I performed to the utmost of my ability.
Thank you and good night.”
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